Team is responsible for collateral assessment and production of reporting, analytics and management information covering the Global Private Banking & Wealth lending activity. The team stakeholders are mainly local regulators, Board of Directors, Finance and the Risk function.
The team also plays an important role in the implementation of new lending framework and other internal project.
Credit Risk Senior Analyst is able to analyze large data sets in an efficient way, providing relevant information to
the managements about trends and drivers in the lending activity. In addition, the person is able to assess the
collateral eligibility within the existing methodology. A strong team member, he will have to handle multiple
concurrent tasks, communicate effectively and be attentive to detail.
Key Accountabilities:
Carry out assessment of various financial instruments offered as Lombard collateral
- Ensure the collateral is assessed in line with the methodology covering all relevant risk factors
- Build strong understanding of the lending framework and share the knowledge with
stakeholders - Support / lead initiatives to enhance the existing methodology
- Ensure the Credit Policy is correctly implemented in local systems with appropriate controls in
place
Undertake credit-related periodic reports in a timely and accurate manner
- Perform analysis on the drivers of changes in credit exposure / collateral and provide insight into the main risks within the lending book
- Ensure that the appropriate level of monitoring and control is undertaken when analysing credit data
- Handle and analyse large datasets. Reconcile and consolidate returns for global reports
- Improve existing and develop new reporting tools
- Analysis and reporting on financial products held as Lombard collateral in lending portfolios
- Monitor concentration and various exposures in the book
- Review market movements and analyse the potential impact
- Perform volatility, simulation and stress testing analysis for new and existing credit facilities
- Ensure that existing risk factors remains conservative enough given changes in the market conditions
- Provide adequate analysis on Lombard portfolios
- Proactive attitude to improve quality of analysis
Requirements:
- University graduate in finance, mathematics, computer science or any other quantitative related degrees
- Preferably international financial/risk accreditation e.g. CFA, FRM, PRM
- 2+ years of relevant experience in banking e.g. Risk, Product Control, Front Office, Middle Office
- Good understanding of various financial instruments and/or risk management measures
- Very good MS Excel skills (technical formulas, Pivot, VBA) is a must, Access is an advantage
- Strong presentation and interpersonal skills
- Self-starter with ability to think out of the box and challenge the status quo
- Very good skills in English, French would be a plus
- Administrative efficiency and excellent time management
- Excellent attention to detail and a disciplined approach
- Ability to handle multiple concurrent tasks and projects and work under pressure
- Strong team player with very good communicational skills
They offer:
- Long-term job in one of the largest banking and financial services organization in the world
- Interesting path of career in an international organization
- Language / Studies Reimbursement Scheme
- Professional trainings
- An environment where you will be given space to take ownership and accountability for your work
- A Team of professionals that will help you develop & succeed
- Employees’ benefits: private medical and dental health care
- Multisport Card, life insurance
Note: Prepare your CV in English (PDF) and fill in the form
Please include in your CV the following clause necessary for the recruitment process:
“I agree to the processing of personal data that I have made available voluntarily in the recruitment process by the Administrator of personal data, i.e. Dotcommunity Spółka z ograniczoną odpowiedzialnością [Ltd.] based in Cracow, 15 Żabiniec Street, 31-215 Cracow, registered in Poland, the Cracow’s District Court – Śródmieście, XI Commercial Division of the National Court Register under number 0000468484, VAT number: 9452174499, (“Dotcommunity”) in order to carry out the recruitment process for the Credit Risk Senior Analyst position on the basis of Art.6 item 1a of the Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 on the protection of natural persons with regard to the processing of personal data and on the free movement of such data, and repealing Directive 95/46/EC (General Data Protection Regulation).”
Dotcommunity jest zarejestrowana w Rejestrze agencji zatrudnienia (KRAZ) pod numerem 9904.